Bank of baroda offers customized home loans to Non Resident Indians and Persons of Indian Origin. The borrowers can break the loan into two separate accounts to minimize the risk factor involved with interest rate fluctuation. This can be done by opting a Flexi Rate plan. Usual features of Bank of Baroda home loans, such as free property insurance and personal accident insurance are also available under the scheme. There is also no extra charge if a customer chooses for early repayment.
Minimum age to obtain the loan is 21 years and the applicants must have been staying for at least 2 years in abroad. They are also required to have minimum gross annual income of Rs 5 lacs per year. Maximum repayment period is 15 years including moratorium. | 
