HDFC offers Loans to Professionals for buying, constructing or improving non-residential premises, such as office or clinic. The scheme is open for self-employed professionals, such as doctors, lawyers, and chartered accountants, to name a few. The maximum amount of loan that can be disbursed under the scheme is limited to 85 percent of the cost of property. The maximum term for repayment varies according to the type of property under consideration and also according to the purpose of the loan.
Moreover, loans taken under adjustable rate home loan will be linked to Retail Prime Lending Rate of HDFC. Any change in RPLR may bring a change in the rate of your loan. However, your EMI will remain unchanged, as the principal component of your EMI will be increased or decreased appropriately to accommodate the change in interest rate. | 
