ING Vysya Bank charges 0.5 percent of the loan amount as processing fee for home loans. If the fee is calculated to be less than Rs 10,000, then the amount chargeable as processing fee would be Rs. 10,000. Alongside, the customers are required to pay applicable service tax at the time of application.
In case of Prepayment, there is no extra charge if it is done after the completion of six months of final disbursal. Moreover, prepayments can be done any number of times during a year, however, each amount must be more than three times of the EMI amount. ING Vysya Bank also charges fee for foreclosure, which is 2 percent of the outstanding principal plus unscheduled principal prepayments during the previous twelve months. | 
