ING Vysya Home Loans are offered to resident Indian citizens who are either salaried employees or self-employed professionals and businessmen. One can apply for the loan in individual capacity or jointly with other loan seekers. A salaried employee must be over 23 years of age at the time of application and below 60 years of age at the end of repayment period. This age limit for self employeed and businessmen stands at 25 and 65 years respectively. Minimum gross annual income for salaried employee, self employed and businessmen are Rs 1.2 lakh, 1 lakh and 1.5 lakh respectively.
The extent of ING Vysya Home Loans depends on various factors like income, age, stability and personal assets etc. Customers living in metro areas like Bangalore, Chandigarh and Pune can apply for a maximum loan amount of Rs 3 crore while customers from other cities can avail upto Rs 1 crore of ING Vysya Home Loan. | 
