ING Vysya Bank Limited offers home loans for constructing a home, purchasing a ready house and also for refinancing existing loans from other lending institutions. Under the housing loan scheme, the bank funds upto 85 percent of the cost of the property at an attractive rate of interest. Loan amount is repaid through Equated Monthly Installments (EMI), which are based on monthly reducing balance.
ING Vysya Home Loans are available under flexible repayment options with the maximum loan tenure going upto 20 years. The borrowers have an option to obtain the loan under floating rate scheme, which is linked to Home Loan Prime Lending Rate (HPLR). There is not penalty and you have to pay a nominal charge in case of Prepayment. | 
