Kotak Flexi Home Loan gives you protection against the volatile interest rate and also the benefit of any decrease in the rate of interest. This is a uniquely designed product of Kotak Mahindra Bank that provides you the advantages of a fixed rate housing loan as well as a floating rate loan.
Under Kotak Flexi Home Loan Scheme, the interest rate is fixed for 3 years, from the date the loan is sanctioned, and it remains unchanged during the period despite volatility in index rates. After three years, the interest rate is reset at prevailing index rate, which will continue to be the effective rate of interest for the next three years. The cycle is repeated again and again until the loan tenure reaches its end. Kotak Flexi Home Loan gives you the certainty of a fixed rate loans while providing you the opportunity to avail lower interest rates as per the market trends. | 
