Kotak Mahindra Bank has brought an extremely transparent option for home loan seekers in the form of Fixed Deposit Linked Home Loans. This loan product is uniquely designed to let you decide yourself for the benchmark rate you want to link your home loan interest rate to. Under the Kotak FD linked Home Loan, the interest rate is not linked to the Retail Prime Lending Rate (RPLR), as is the usual case, but to the Retail Fixed Deposit Rate of the Kotak Mahindra Bank.
Moreover, the customers are not required to maintain a Fixed Deposit with the bank to avail of this facility. Furthermore, this option is available with the conventional floating rate Home Loan as well as the Kotak Flexi Home Loan. | 
